What an off-plan payment plan really costs you
Two projects at the same price can be completely different propositions. The structure is the deal — here is how to read one.
Buying
You do not need to be in the country to complete. What you do need is a process that survives the distance.
· 5 min read · Ivory Crest

A good share of Dubai purchases are made by people who have never stood in the unit. In designated freehold areas any nationality can own outright, with no residency requirement and no local partner, and the transfer can be handled by power of attorney.
The mechanics are the same. What changes is how much you have to trust the person on the ground, because you cannot check anything yourself. That is worth being blunt about: the single biggest risk in a remote purchase is not the paperwork, it is being shown a flattering version of the property.
Non-residents can borrow, though terms are tighter — typically 50 to 60 percent of value against 80 percent for residents, over shorter terms. Approvals take longer from abroad, so start the conversation before you find the property rather than after.
Written by Ivory Crest. Figures are illustrative and change — check anything you are about to act on, or ask an advisor.
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Next step
Twenty minutes on the phone is usually worth more than another hour of reading.
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